Payment Policy for Chic Gem Sphere
Effective Date: January 15, 2025

At Chic Gem Sphere, we are committed to ensuring that your shopping experience is both secure and seamless. Our Payment Policy outlines the available payment methods, payment process, and other important details to help you make a confident and hassle-free purchase.

1. Accepted Payment Methods

We provide a variety of payment options to accommodate our customers’ preferences. The following methods are accepted on our website:

  • Credit & Debit Cards: Visa, MasterCard, American Express, Discover
  • PayPal: A trusted and secure online payment solution
  • Gift Cards: Chic Gem Sphere-issued gift cards (if applicable)

We reserve the right to decline or hold any transactions for review, in the interest of security and fraud prevention.

2. Payment Process

  • Order Review: After adding items to your cart, you will proceed to checkout, where you will enter your payment details.
  • Secure Payment: All payments are processed through encrypted payment gateways, ensuring that your financial information is safe and secure.
  • Transaction Authorization: By submitting your payment, you authorize Chic Gem Sphere to charge your selected payment method for the total order amount, including applicable taxes and shipping fees.

3. Currency

All transactions are processed in U.S. Dollars (USD). For international customers, your payment provider will handle the currency conversion, and exchange rates may apply.

4. Order Confirmation

Once your payment is successfully processed, you will receive an order confirmation email. This confirms that we have received your order, but does not yet indicate that the order has shipped. A separate Shipping Confirmation email will be sent when your order is dispatched.

5. Sales Tax

Sales tax will be calculated based on your shipping address. The applicable tax rate will be clearly displayed during checkout, ensuring transparency in the final purchase total.

6. Refunds

Refunds are processed to the original payment method. Please refer to our Refund and Returns Policy for detailed information on how refunds are handled, including processing times.

7. Fraud Prevention and Security

We take fraud protection seriously. To safeguard your information, we utilize advanced fraud prevention technologies. If there are any concerns or discrepancies with your payment, our team will promptly reach out to resolve the matter. We reserve the right to cancel or hold orders that appear suspicious or are flagged for security reasons.

8. Payment Disputes

If you believe there is an issue with a payment or transaction, please contact our customer support team as soon as possible. We are here to assist you and resolve any concerns you may have.

9. Customer Support

If you need help or have questions about the payment process, our friendly support team is here to assist you. Feel free to reach out to us: